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How to Make a Winning Offer in a Competitive Market

Maria Montalbano May 6, 2026


By Maria Montalbano

If you've lost out on a home you loved in Fort Lauderdale, you already know how fast things move here. A well-priced property in neighborhoods like Victoria Park, Coral Ridge, or Rio Vista can attract multiple offers within days of hitting the market — sometimes within hours. I work with buyers throughout this market, and the difference between the ones who win and the ones who keep losing almost always comes down to preparation and strategy, not just price. Here's what I've learned about making offers that actually get accepted.

Key Takeaways

  • Preparation before you find the home is what puts you in a position to win
  • Price matters, but it's rarely the only thing a seller is weighing
  • The structure and terms of your offer can be just as powerful as the number itself
  • Working with an experienced local agent gives you an edge that goes beyond paperwork

Get Fully Prepared Before You Fall in Love with a Property

The biggest mistake I see buyers make is waiting until they've found the home to get their financing in order. In Fort Lauderdale's market, that delay costs deals. By the time you're ready to submit, another buyer who was already prepared has moved ahead of you.

What Real Preparation Looks Like

  • Get fully underwritten, not just pre-qualified — a full underwriting approval is significantly more compelling to sellers than a standard pre-approval letter
  • Know your number before you tour — have a clear ceiling so you can move decisively when you find the right property
  • Build your team in advance: agent, lender, and attorney lined up and communicating before you need them
  • Research recent comparable sales in your target neighborhoods so your offer reflects genuine market knowledge
In areas like Las Olas Isles and Harbor Beach, sellers and their agents recognize prepared buyers immediately — and it influences how seriously your offer is taken from the first page.

Understand What Sellers Actually Want

Price is important, but sellers are often weighing a combination of factors when they choose between multiple offers. Knowing what motivates the seller on a specific property is one of the most valuable things a well-connected local agent can find out before you write your offer.

Terms That Can Strengthen an Offer Beyond Price

  • Flexible closing timeline: some sellers need speed; others need time to find their next home
  • Larger earnest money deposit: signals commitment and financial seriousness
  • Fewer contingencies — or tightly defined ones: a clean offer with a short inspection window reads as confident, not reckless
  • A personal letter: not always appropriate, but in the right situation, a sincere and specific note can make a real impression
  • Leaseback option: offering the seller the ability to remain in the home briefly after closing can be exactly what tips a decision
I make it a priority to find out as much as possible about the seller's situation before my clients submit. In Fort Lauderdale's competitive real estate market, that intelligence often matters more than a few thousand dollars on the purchase price.

Move Quickly — But Not Carelessly

Speed matters in a competitive market, and hesitation is one of the most common reasons buyers lose. That said, moving fast doesn't mean moving without thought. It means being so well-prepared that when the right home comes along, you can act with confidence rather than anxiety.

How to Move Fast Without Cutting Corners

  • Tour new listings within 24 to 48 hours of them hitting the market
  • Have your offer documents templated and ready to customize quickly
  • Set up instant alerts for new listings in your target price range and neighborhoods
  • Discuss offer scenarios with your agent before you tour so decisions don't have to be made from scratch under pressure
The buyers I've seen succeed in neighborhoods from Tarpon River to Poinsettia Heights are the ones who had already talked through "what if we love it?" before they ever walked through the door.

Frequently Asked Questions

Should I offer over asking price in Fort Lauderdale?

It depends on the property, the neighborhood, and how long it's been on the market. I pull recent comparable sales before every offer so my clients know what the data supports — not just what the list price says. Sometimes asking price is already aggressive; other times, offering below it isn't realistic. I always recommend making an offer you can stand behind, grounded in real market evidence.

How important is the earnest money deposit?

More than most buyers realize. A strong earnest money deposit — typically one to three percent of the purchase price, though sometimes higher in competitive situations — demonstrates that you're serious and financially capable. Sellers notice, and in a multiple-offer situation, a larger deposit can quietly tip the balance in your favor.

What should I do if my offer is rejected or I'm in a backup position?

Don't walk away immediately. I always advise my clients to stay in contact when they're the backup offer — deals fall through more often than people expect, particularly when buyers get cold feet after inspection. Staying engaged and in good standing with the listing agent keeps the door open if the primary contract doesn't close.

Contact Maria Montalbano Today

Winning in Fort Lauderdale's market takes more than a strong number — it takes strategy, local knowledge, and a team that moves with you at the speed the market requires. I bring all of that to every buyer I work with, from first offer to final close. Reach out to me at Maria Montalbano and let's build an approach that gets you into the home you want.



Work With Maria

If you are relocating to South Florida, let me know the needs of your ideal real estate purchase, and my team and I will conduct in-depth market research to prepare the properties for your viewing upon arrival or virtual showing.